Mottainai · 勿体無い

Make sense of recurring costs.

Subscriptions, memberships, auto-renewals — they pile up quietly.

MottaSense brings every recurring charge into one calm view, so you can see what you're paying for, decide what still makes sense, and stop what doesn't. Built around the idea of mottainai, it helps reduce waste with intent. Drop in a CSV or TSV statement and the app proposes the subscriptions for you to keep, edit, or discard. PDF and OFX imports follow after the first stable release.

Private beta — no spam, one email at launch.

もったいない

Mottainai is a Japanese phrase often translated as “What a waste!”

A deep sense of regret over wasting resources — and a respectful, sustainable attitude toward the things we own, the time we spend, and the money that quietly leaves our accounts each month.

A 700-year-old idea about waste a quiet tool for your wallet.

See

Every subscription, membership, and recurring charge in one calm list — including the ones you'd forgotten about.

Sense

Spot what's quietly piling up. Understand what each renewal really costs you per year, not just per month.

Keep

Hold onto the recurring costs that still make sense. Pre-renewal alerts so nothing surprises you.

Stop

Cancel what no longer makes sense — with per-merchant playbooks that link straight to the cancel flow.

How it works

Three small steps. Less waste.

Built to make recurring costs easier to see, compare, and trim. A calm utility for deciding what still makes sense.

Step 1
Drop in a statement

Upload a CSV or TSV statement from any account. MottaSense parses it on-device and proposes recurring charges as subscription candidates — you accept, edit, or discard each one.

Step 2
Get pre-renewal alerts

Three calm reminders per renewal: 7 days, 3 days, and the day-of. Decide before you're charged, not after.

Step 3
Keep what matters

A quiet running total of what you've reclaimed by stopping subscriptions that no longer made sense. No streaks, no badges — just clarity.

Media files

Logos, icons, screenshots, brand assets.

Every visual asset lives here as it gets produced. Design sprint output (Week 0) will populate the pending tiles.

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Reading /Resources folder
Figma design

The design system, live.

Once Week 0 ships, this section embeds the working Figma file (Foundations / Components / Screens / Flows) directly.

Embed pending

The Figma file lands here after Week 0 design sprint. Until then, the design system is documented in §8 and §16 of the blueprint, including the locked aiiro indigo palette, type scale, and the 24-component starter list.

When ready, paste:
<iframe src="https://www.figma.com/embed?embed_host=mottasense&url=YOUR_FIGMA_FILE_URL"></iframe>

Build blueprint

Ten weeks to the App Store.

Tick off as you ship. Progress persists in your browser via localStorage — no account, no server. Reset anytime.

Overall progress 0 / 0 complete
Tracking persists locally. Clearing browser data resets progress.

Competitor feature bank

Updated · Apr 2026

Added from Orbit, Bobby, ReSubs, Subby, SubMind, Subs, SubTrackr, and generic subscription-tracker references. P0 strengthens capture, planning, widgets, and data ownership; P1 holds organization, automation, and platform polish.

P0 now includes

Fast add with catalog autofill, CSV/TSV import review queue, upcoming list/calendar, dashboard totals, trial/status data, baseline widgets, JSON/CSV export, and backup/restore.

P1 backlog

Natural-language add, payment methods, tags, saved filters, price history, price-change alerts, Apple Calendar export, Spotlight Search, advanced widgets, alternate icons, and theme polish.

Conditional later

App Store subscription helper only through a compliant user-initiated path, email sweep only after trust work is proven, Watch/Mac only after iPhone retention is healthy. Bank linking remains out.

Week 0 — Design sprint 5 days · brand, logo, icon, tokens, hero screens, components
0 / 5
Phase 1 (Week 1) — Foundations Xcode project, SwiftData, CloudKit, dashboard baseline, Supabase catalog seed
0 / 7
Phase 2 (Week 2) — Alerts + Widgets Pre-renewal alerts, upcoming calendar, Home + Lock Screen widgets, first TestFlight internal
0 / 5
Phase 3 (Week 3) — Snap-to-add VisionKit OCR + heuristic parser + review sheet
0 / 4
Phase 3.5 (Week 4) — Bank-statement import CSV / TSV first · the headline differentiator
0 / 6
Phase 4 (Week 5) — Cancellation + Reclaimed Per-merchant playbooks, Reclaimed ledger, share card
0 / 3
Phase 5 (Week 6) — Trust, safety, settings Alert diagnostics, backup/restore, app lock, privacy controls
0 / 6
Phase 6 (Week 7) — Multi-currency + StoreKit FX, paywall, entitlements, visible free path
0 / 5
Phase 7 (Week 8) — Onboarding, Settings, Polish Empty/error/offline states, accessibility, localization scaffolding
0 / 6
Phase 8 (Week 9) — QA + App Store launch External beta, App Store submission
0 / 5
Parallel — Owner tasks (non-engineering) LLC, Apple Developer enrollment, domain, legal templates
0 / 6
Research

Why this app, why now.

Pulled from the App Research archive. Confidence score, sourced market signals, and the wedge against Bobby + Rocket Money.

MottaSense (formerly LibraVault / Shed)

Confidence · 8.4

Subscription tracker with AI receipt capture, multi-window pre-renewal alerts, CSV/TSV bank-statement import, and a calm "reclaimed" ledger. Built around making recurring costs easier to understand, review, and cut.

Problem

Average US household spends ~$273/mo on subscriptions but estimates ~$111 — a $1,944/yr blind spot. 42% have forgotten at least one active subscription; 54.9% knowingly hold an unused one. Existing tools either stay too manual, feel too generic, or focus on billing mechanics more than decision-making. Apple's native Subscriptions only sees App Store charges.

Wedge

An iOS tracker that imports in 5 seconds and turns recurring charges into a clear keep-or-cut workflow. Drop a CSV/TSV statement → classifier surfaces recurring charges → user accepts/edits/discards. Multi-window pre-renewal alerts (T-7/T-3/T-0) replace post-charge regret. Per-merchant cancellation playbooks deep-link straight into the cancel flow. Household sharing follows once the core workflow is stable.

Target user

iOS users (25–45) who want a clearer handle on subscriptions and recurring costs. Couples and families coordinating shared subscriptions. "Subscription audit" intent users searching after a credit-card statement shock. Indie hackers and freelancers tracking 15+ SaaS tools across personal and business cards.

Monetization

Free: 8 subs, manual entry, basic alerts, 1 household member, heuristic statement scan. Pro: $3.99/mo or $24.99/yr — unlimited, AI extraction (supported devices), multi-window alerts, multi-currency, unlimited household, Reclaimed ledger, Wallet passes, PDF/CSV/OFX/QIF import. Lifetime: $59.99 one-time — "the subscription tracker you don't have to subscribe to."

Launch angle

ASO on "subscription tracker", "Bobby alternative", "recurring costs", and "subscription audit". TikTok/Reels: calm "audit my subscriptions" format. r/personalfinance + r/iOSProgramming AMAs about recurring-cost UX and import flows. Product Hunt positioning: "the calmer way to understand what keeps billing you."

Risks

Bobby owns the minimalist niche (4.7★, ~8k reviews, lifetime SKU). Rocket Money outspends on paid acquisition. Apple could ship inbox-receipt detection in iOS 19. Low between-renewal engagement is the genre's retention killer — Reclaimed ledger + Spaces + household activity are the durable counters; gamification is anti-brand and explicitly excluded.

Evidence notes — 9 sources
  • Spend gap: ~$273/mo actual vs. ~$111 perceived — multiple 2026 subscription-spending studies
  • 42% of consumers have forgotten at least one active subscription; 54.9% hold an unused one each month
  • 41% report subscription fatigue; average household streaming subs dropped from 4.1 (2024) to 2.8 (2025) — cancellation is now frequent, not rare
  • Bobby (4.7★, ~8k iOS reviews) explicitly markets "no CSV, no AI extraction, no Gmail sync, no cancel guides" — every one is a documented gap; data-loss reports of "app wouldn't open → reinstall → everything gone" appear in App Store reviews
  • Rocket Money complaints (2026 reviews and roundups): aggressive upsells, distracting monetization, and noisy value framing; "Rocket Money alternative" is its own search term
  • ReSubs positions on AI extraction but is web-first; no dominant native iOS competitor combines AI capture, upcoming planning, cancellation help, and clean monetization
  • SubTracky and similar low-rated entries show recent paywall-deception 1★ reviews — trust is itself an open positioning lane
  • Apple's native Subscriptions only covers App Store auto-renewals; Netflix, Notion, Substack, NYT, ChatGPT Plus, gym memberships are invisible to it
  • r/personalfinance "audit my subscriptions" threads are a recurring high-engagement format — strong organic content fit
View in App Research archive →